The Maldives isn’t exactly known for being cheap, but that doesn’t mean you have to spend a fortune to enjoy it. That’s right, there are several cheap resorts in Maldives for a luxury escape on a budget!
If you’ve been dreaming of white sand and overwater bungalows but don’t want to spend your life savings, these are excellent options.
Every resort on this list includes breakfast (so that’s one less thing to budget for), and you can choose to add lunch, dinner, or go all-in with an unlimited food and drinks plan.
Some are just a quick speedboat ride from Malé, while others take a little longer to reach, but all of them provide an amazing Maldives experience for a fraction of the usual price.

10 BEST CHEAP RESORTS IN MALDIVES
Let’s dive right in and uncover the best budget resorts in Maldives. There are plenty of resorts where you can wake up to ocean views and still have a great stay.
We’ll start with 5-star affordable resorts in Maldives and list 4-star and 3-star cheap resorts in Maldives later on so that you have more choice.
1. KURUMBA MALDIVES
✔️ Rating: 9.1/10 | Reviews: 1,000+ | Class: ⭐️⭐️⭐️⭐️⭐️
Let’s start this list with Kurumba Maldives, where you get a taste of paradise without draining your savings. Yes, 5-star budget resorts in Maldives aren’t cheap, but this is an affordable property to consider.
The location near Male Airport is really convenient, so you can hop off the plane and enjoy the sun (and luxury) quickly.
The setting is relaxed, and you have a beach right at your doorstep. You’ll get to have a free breakfast every morning and fill up on omelets, fresh fruit, and pastries, among other treats.
If you’re feeling fancy, sign up for an all-inclusive plan. Sure, a breakfast package is solid, but all-inclusive is the way to go in the Maldives. Plus, there’s a spa if you crave extra pampering.
Grab a snorkel kit to see the marine life around, or just take it easy in a hammock with a book. Either way, you’ll leave with memories and a wallet that’s not totally empty.
Certainly one of the best cheap all-inclusive resorts in Maldives.


2. SAII LAGOON MALDIVES
✔️ Rating: 9/10 | Reviews: 500+ | Class: ⭐️⭐️⭐️⭐️⭐️
SAii Lagoon Maldives is a place where you can dip your toes into clear waters without blowing your entire budget.
The place is part of the CROSSROADS complex, so you can go to different shops, restaurants, and bars for a change.
This is a bonus compared to other cheap resorts in Maldives, as most of them are on private islands. Meaning there’s little to do apart from the resort and the activities they offer.
Start your mornings with a free breakfast that’s got enough variety to satisfy those taste buds, then decide if you want a simple half-board deal or go all-in with unlimited drinks and food.
The beach is right on your doorstep, so you can expect swimming and snorkeling to be your daily routine. Plus, the design is bright and modern, giving you that extra dash of tropical flair.
You can get there easily with a quick boat transfer from Male. Just like other resorts in Maldives, the speedboats aren’t included, so that comes as an extra, just for reference.
If you need a break from the sun, pop into a local café or spa. SAii Lagoon is without a doubt one of the most affordable resorts in Maldives for a nice trip or a honeymoon.


3. SHERATON MALDIVES FULL MOON RESORT & SPA
✔️ Rating: 8.9/10 | Reviews: 700+ | Class: ⭐️⭐️⭐️⭐️⭐️
This list of cheap resorts in Maldives wouldn’t be complete without the Sheraton Maldives Full Moon Resort & Spa.
Note that prices can go as high as $1,000 per night, but they do have cheaper periods where you can get a nightly price of $500 or even less.
Still too expensive for your budget? Well, the speedboat transfers are included and free of charge, which is a massive bonus (some resorts charge $150 or more per person).
Wake up to a free breakfast buffet that offers everything from cereal to fresh tropical fruit, then decide whether you want to add lunch, dinner, or the all-inclusive option.
The spa is brilliant, and you can take soothing treatments to help you fully unplug. If you’d rather move than snooze, there’s a solid list of water activities, including snorkeling and paddleboarding.
The rooms mix modern comforts with a beachy setting, and you’ll feel right at home. Take a sunset stroll along the shore or just laze by the pool with a drink.
It’s one of the cheapest resorts in Maldives and you’ll remember the trip forever.


4. CENTARA RAS FUSHI RESORT & SPA
✔️ Rating: 9/10 | Reviews: 1,000+ | Class: ⭐️⭐️⭐️⭐️⭐️
Centara Ras Fushi Resort & Spa is a solid pick if you want that tropical vibe without a crazy bill. You can easily find a beach villa in the Maldives for $2,000 per week with breakfast included. Given the value you get, it’s very cheap.
It’s an adults-only accommodation, so that’s not suitable for families. But if you travel as a couple, it’s one of the best options out there.
Free breakfast is always included. That’s one less worry, right? And you can add lunch or dinner if you feel like keeping it simple.
The oceanfront villas are right on the water making sunrise coffee runs extra dreamy. Grab a snorkel and explore the reef, or go for a proper scuba session if you’re feeling adventurous.
The overwater bar is a perfect place to catch sunsets, so bring your camera. The speedboat only takes 15 minutes from Malé Airport, and it costs $165 per person.
Note that you get a 40% discount if you stay 4 nights or more, which is very reasonable.
Don’t forget to treat yourself at the spa for a soothing massage.


5. MERCURE MALDIVES KOODDOO ADULTS-ONLY RESORT
✔️ Rating: 9.7/10 | Reviews: 20+ | Class: ⭐️⭐️⭐️⭐️
Let me start by saying that I personally stayed at the Mercure on Kooddoo Island for a few nights, and I had the time of my life.
As the resort name suggests, it’s only for adults, so you’ll want to pick another property if you travel with children.
Now, it’s a bit further from Male, but you’ll get a domestic flight to get to the island. Note that flights aren’t included, but the prices are reasonable.
Kick off each day with a free breakfast that’s guaranteed to power your morning swim. Add the half-board or the all-inclusive option if you want the whole lot taken care of.
This is what I recommend, as they have two restaurants and the food is to die for.
They also offer those famous overwater villas in the Maldives, and while they’re a little pricier, they’re 100% worth it.
The catch? They often sell out, so I recommend booking in advance to secure your room..


6. BANDOS MALDIVES
✔️ Rating: 8.8/10 | Reviews: 1,000+ | Class: ⭐️⭐️⭐️⭐️
Bandos Maldives is a great choice when searching for affordable resorts in Maldives without missing out on the tropical island experience.
The speedboat transfer from Malé takes about 15 minutes, and it’s cheap, which is certainly a bonus.
The house reef is gorgeous, and that’s your chance to see unique marine life up close. Definitely a treat that you’re in the Maldives for.
While prices are lower than some luxury spots, you’ll wake up to a hearty breakfast buffet included in your stay. If you prefer more dining options, you can add lunch and dinner. Of course, the all-inclusive option is available.
If you’re ready to spend just a little more, you can book a Sunset Water Villa with Pool, and that’s the ultimate experience when coming for a honeymoon.


7. SUMMER BEACH MALDIVES
✔️ Rating: 8.3/10 | Reviews: 1,000+ | Class: ⭐️⭐️⭐️⭐️
Another affordable 4-star resort in the Maldives is Summer Beach. This time, it’s not on the islands, but it’s in Malé, the capital city.
Located a short ride from Malé Airport, it has easy access for an impromptu weekend getaway or a longer stay. I think this is a great place to spend the night if you’re coming from far away and struggling with jet lag.
You’ll enjoy a complimentary breakfast every morning, making it simple to fuel up before spending the day exploring around the city.
No half-board or all-inclusive options here, but you’ll get a delicious breakfast, which is more than enough. That’s right, this is your excuse to enjoy some local food in the city before heading to the islands the day after.
The rooms combine basic comfort with casual design, so you can focus on the sea and sand rather than flashy details. That said, you’ll get gorgeous sea views!
While it’s not a five-star resort, you’ll still find a nice atmosphere and gorgeous views right outside your door. The best part? It’s only $200 on average per night.


RELATED ARTICLE: 15 Best Glass Floor Water Villas in Maldives
8. CROWN BEACH HOTEL
✔️ Rating: 8.2/10 | Reviews: 600+ | Class: ⭐️⭐️⭐️⭐️
Crown Beach Hotel offers cheap accommodation in Maldives, an easygoing option for an affordable and cozy stay with everything you need.
You’re right near the beach, so it’s simple to roll out of bed, grab some free breakfast, and get out on the sand with a big smile.
Rooms are minimal but spotless and comfortable, and you have the option to eat at the on-site restaurant if that suits your schedule.
Craving some adventure? Ask the staff about a snorkeling excursion or a fun island tour. If you prefer a moment of peace, find a shady palm tree near the hotel and relax.
There’s a certain warmth here on this island that makes you feel like you’re part of the family. End your day watching a beautiful sunset and maybe sipping a cold drink.
What I particularly like here is the rates, and you can easily find rooms for about $100 per night, a bargain!


9. HOLIDAY INN RESORT KANDOOMA MALDIVES
✔️ Rating: 8.6/10 | Reviews: 500+ | Class: ⭐️⭐️⭐️⭐️
Next on this list of cheap resorts in Maldives is Holiday Inn Resort on Kandooma Island. Hop on a quick speedboat from Malé (only about 30 minutes), and you’ll find yourself on this paradisiac island.
Each morning, you can fill up on a hearty breakfast that’s already part of your stay. If you want more meals covered, just choose a lunch or dinner plan, or go for the all-inclusive option.
The resort has a modern yet tropical design, so you can lounge by the pool, take a dip in the ocean, or join a snorkeling trip to see the marine life in this part of the Maldives.
Surfing is also on the menu if you’re feeling adventurous. Evenings can be as laid-back or lively as you want. There will be live music or a movie night.
Overall, it’s a solid pick for a warm, sunny escape that doesn’t break the bank.


10. EMBUDU VILLAGE RESORT
✔️ Rating: 8.6/10 | Reviews: 400+ | Class: ⭐️⭐️⭐️
Last but not least on this selection of budget resorts in Maldives is Embudu Village Resort. I already covered Embudu in a previous post about affordable water villas in the Maldives, and it’s only fair to share it here too.
Embudu Village Resort is a humble property where you can soak up that dreamy Maldives vibe without spending a fortune.
You’ll hop on a speedboat from Malé and get to Embudu in only about 20 minutes. The transfers cost $95, which is very affordable.
They include breakfast and dinner for all rooms and bookings, and you can pay a little more to have lunch included too.
The rooms aren’t over-the-top fancy, but they’re comfortable enough for a few days on the island.
And if you need a little extra pampering, the spa has you covered. I can confidently say that you won’t need a lot more to have a nice trip to the Maldives!
Arguably the best 3-star and cheapest resort in Maldives.


BUDGET RESORTS IN MALDIVES – FAQ
Now let’s answer some questions that people always have when traveling to the Maldives for the first time. We cover the transfers to the resort, the kids-friendly situation, and more.
ARE SPEEDBOAT TRANSFERS INCLUDED AT BUDGET RESORTS IN MALDIVES?
Most budget resorts in the Maldives don’t include speedboat transfers in the room price, so you’ll need to pay separately. The cost depends on how far the island is from Malé, but generally, expect to pay between $90 and $200 per person for a round-trip.
Note that some resorts offer private transfers but those are very expensive, so I recommend shared transportation. It doesn’t take long from Malé anyway.
Some resorts offer deals or discounts on transfers, especially if you stay a few nights, so it’s always worth checking in advance.

HOW MUCH DO CHEAP ALL INCLUSIVE RESORTS IN MALDIVES COST?
Cheap all-inclusive resorts in Maldives usually cost between $200 and $1,000 per night for two people, depending on the season and demand.
That price includes meals, drinks, and some activities, but premium alcohol and certain excursions may still cost extra.
I recommend checking out Thulusdhoo Island for cheaper hotels and a more affordable cost of living while in the Maldives.

ARE CHILDREN WELCOME AT RESORTS IN THE MALDIVES?
Yes, but it depends on the resort. Some resorts in the Maldives are adults-only, designed for couples and honeymooners.
Others, such as Pullman Maldives, are family-friendly with kid-friendly activities, pools, and even babysitting services. If you’re traveling with children, check in advance to make sure the resort allows kids.
It’s worth noting that the speedboat or plane transfers are cheaper for kids, normally half the price.
ARE THE CHEAPEST RESORTS IN MALDIVES WORTH IT?
Definitely! Even the more affordable resorts in Maldives offer white sand beaches, beautiful water, and plenty of relaxation.
Sure, you won’t get ultra-luxury perks like private pools or butlers, but you’ll still have comfortable stays, great snorkeling, and delicious food.
Many of the budget resorts in Maldives also have all-inclusive options, but obviously these can cost a little more.

SUMMARY – CHEAP RESORTS IN THE MALDIVES
I hope this guide about the cheap resorts in Maldives was helpful. If you have any questions or comments about this list or any resort, please let me know below this post and I will get back to you as soon as I can.
For a quicker response, be sure to join Jonny Melon’s Travel Tribe on Facebook and post your questions or recommendations to our awesome community.

TRAVEL RESOURCES FOR YOUR NEXT TRIP
Whether you’re a seasoned traveler or it’s your first trip to the Maldives, here are some useful travel resources to help you kick-start your next adventure!
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